A Step-by-Step Guide to Buying a Home
Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent will help reduce the stress of buying a home and help you enjoy the journey as much as possible.
Before purchasing, it’s essential to get pre-approved for a mortgage (unless you’re paying cash). A local lender will help you understand interest rates, loan options, closing costs, down payment needs, and monthly payments. I can connect you with trusted mortgage lenders to guide you through the process.
Before we look at homes, let’s schedule a meeting—in person or online—to discuss your preferences and answer any questions about the buying process. This will ensure we focus on the right properties. Afterward, I’ll curate a personalized home collection that fits your criteria.
This is the exciting part where you’ll discover exactly what your dream home looks and feels like. I’ll also guide you through each property, highlighting key details and helping you focus on what matters most in your search.
Once you've found “The One,” we’ll analyze comparable sales and market conditions to develop a well-informed offer that aligns with your financial limits. We’ll craft a strategic offer together, review the sales contract and terms, and submit it in writing to the listing agent, positioning you for a favorable negotiation.
I’ll use my expert negotiation skills to secure your best terms. Once we’ve agreed on the deal, we’ll move into the escrow phase, where I’ll ensure all the legal and financial details are carefully handled, so we can finalize everything smoothly.
You’ll have 5 to 7 business days after the offer is signed to complete an inspection. I can refer licensed inspectors if needed. If major issues arise, we can negotiate repairs or credits. If you prefer handling repairs yourself, I have reliable service providers. You’ll pay the inspector at the time of the inspection.
As part of the lending process, your lender will hire an independent appraiser to evaluate the property’s value, which must meet the lender’s requirements to secure financing.
If you’re financing, your lender will request financial documents like bank statements, tax records, and pay stubs. After receiving everything, they’ll send it to underwriting for review. Avoid opening new credit lines or making large purchases during this time. Once underwriting issues a Clear-to-Close, your loan is finalized.
Once all conditions are met, we’ll do a final walkthrough to confirm everything is in order. Then, at closing, you’ll sign the documents, complete the payment, and get the keys to your new home!
Congratulations! You're a Homeowner!!!
When you work with me, you become part of my real estate family. Even after closing, I’m here to collaborate with you—whether it’s connecting you with trusted service providers or offering support to make life in your home easier. We’re in this together for the long haul.
Get In Touch With MeTo Learn More
@ Properties Lone Star- Christie's International Real Estate 6836 Bee Cave Road Austin, Tx. 78746